Privacy Policy

Josal Bantu Rakyat operates this application as part of its digital cooperative ecosystem. This service is provided to support member activities, including account management, transaction access, and cooperative services. Josal Bantu Rakyat is operated under https://josalbanturakyat.com.

This application is part of the Josal Bantu Rakyat ecosystem, which includes multiple applications such as cashier, warehouse, cooperative management, and member applications.

If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, unless otherwise defined in this Privacy Policy.

This application may process user-related financial data, including savings, withdrawals, balances, and transaction history as part of member services.

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to Email Address, Phone Number, Photo, and Account Data. The information that we request will be retained by us and used as described in this privacy policy.

Access to photos or media may be used for profile purposes or other features within the application.

We retain your data only for as long as necessary to fulfill operational and legal obligations within the cooperative system.

Users have the right to access, update, or request deletion of their personal data by contacting us.

The app does use third-party services that may collect information used to identify you.

Link to the privacy policy of third-party service providers used by the app:

We want to inform you that whenever you use our Service, in a case of an error in the app, we collect data and information (through third-party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (“IP”) address, device name, operating system version, the configuration of the app, the time and date of your use, and other statistics.

Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. The app may use third-party libraries that utilize cookies to improve services.

We may employ third-party companies and individuals due to the following reasons:

These third parties may have access to your Personal Information only to perform tasks on our behalf and are obligated not to disclose or use it for any other purpose.

We value your trust in providing us your Personal Information, thus we strive to use commercially acceptable means of protecting it. However, no method of transmission over the internet is 100% secure.

This Service may contain links to other sites. We are not responsible for the content or privacy practices of third-party sites.

This Service does not address anyone under the age of 13. We do not knowingly collect personal information from children under 13.

We may update our Privacy Policy from time to time. Changes will be posted on this page.